At Optimal Well MD, our goal is to deliver the highest level of personalized care in regenerative medicine, hormone therapy, and aesthetics.
Payment and Financing
We are a direct-pay clinic, which means we work directly with our patients rather than through insurance. While most of our advanced therapies — such as bioidentical hormones, peptides, anti-aging injections, and regenerative treatments — are not covered by traditional insurance, we proudly accept:
- FSA (Flexible Spending Accounts)
- HSA (Health Savings Accounts)
- Major credit cards, debit cards, checks, and cash
For additional flexibility, we also offer Afterpay and Cherry Financing. Upon request, we are happy to provide documentation if you wish to submit a claim for potential out-of-network reimbursement with your insurance provider.
Why We Use A Direct-Pay Model
- Many of the innovative and preventative therapies we offer are not recognized by insurance companies, even though they can be transformative.
- By avoiding insurance restrictions, patients benefit from faster access to care without delays, denials, or red tape.
- Dr. Nancy Ferrel, M.D., brings over 25 years of experience in anti-aging and regenerative medicine and is free to design treatment plans based entirely on what works best for you.
Onsite Services & Convenience
- Onsite prescription dispensing for select medications — saving time and ensuring proper handling.
- Onsite lab testing supplies and coordination, so required labs are completed efficiently with direct physician oversight.
Thank You for Choosing Optimal Well M.D.
Thank you for choosing Optimal Well M.D. in Virginia Beach for your health and wellness needs. We are dedicated to providing you with exceptional care and support, and we strive to make your experience as seamless as possible. We look forward to helping you achieve your wellness goals!
Payment and Financing
We are a direct-pay clinic, which means we work directly with our patients rather than through insurance. While most of our advanced therapies — such as bioidentical hormones, peptides, anti-aging injections, and regenerative treatments — are not covered by traditional insurance, we proudly accept:
- FSA (Flexible Spending Accounts)
- HSA (Health Savings Accounts)
- Major credit cards, debit cards, checks, and cash
For additional flexibility, we also offer Afterpay and Cherry Financing. Upon request, we are happy to provide documentation if you wish to submit a claim for potential out-of-network reimbursement with your insurance provider.
